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Your life
with a little
less stress.
Payment Plan Benefits
Easy online enrollment
Flexible payment options
No interest
Make College Easier to Pay For with a Tuition Payment Plan.
Make college more affordable by paying for tuition and fees over time. Tuition payment plans break down your tuition balance into affordable monthly payments. There’s no interest, payment options are flexible, setup fees are affordable, and it’s easy to enroll!
Payment Plan Information
Choose Your Payment Method
- Automatic payment from checking or savings account (ACH)
- Automatic payment from credit or debit card
- Regularly scheduled payments will process on the 5th or 20th of the month
Cost to Participate
- $30 enrollment fee per semester (ACH & credit card)
- Up to $30 returned payment fee if a payment is returned
Steps to Enroll
- Go to https://otero.edu/
- Log in to ACCESS Otero College
- Click onto Student Finance
- Select Nelnet
Target Dates To Enroll By
Spring 2026
Payment plans available on December 1, 2025
| Last day to enroll online | Required down payment | Number of payments | Months of payments |
|---|---|---|---|
| Payments on the 5th of the month | |||
| Dec 1 | None | 6 | Dec-May |
| Dec 31 | None | 5 | Jan-May |
| Jan 25 | 10% | 4 | Feb-May |
| Feb 23 | 25% | 3 | March-May |
| Payments on the 20th of the month | |||
| Dec 16 | None | 6 | Dec-May |
| Jan 15 | None | 5 | Jan-May |
| Feb 8 | 10% | 4 | Feb-May |
| March 9 | 25% | 3 | March-May |
Summer 2026
Payment plans available on April 1, 2026
| Last day to enroll online | Required down payment | Number of payments | Months of payments |
|---|---|---|---|
| Payments on the 5th of the month | |||
| May 1 | None | 4 | May-Aug |
| May 24 | 10% | 3 | June-Aug |
| June 23 | 25% | 2 | July & Aug |
| Payments on the 20th of the month | |||
| May 16 | None | 4 | May-Aug |
| June 8 | 10% | 3 | June-Aug |
| July 9 | 25% | 2 | July & Aug |
Fall 2026
Payment plans available on June 20, 2026
| Last day to enroll online | Required down payment | Number of payments | Months of payments |
|---|---|---|---|
| Payments on the 5th of the month | |||
| July 2 | None | 6 | July-Dec |
| Aug 1 | None | 5 | Aug-Dec |
| Aug 26 | 10% | 4 | Sept-Dec |
| Sept 24 | 25% | 3 | Oct-Dec |
| Payments on the 20th of the month | |||
| July 16 | None | 6 | July-Dec |
| Aug 18 | None | 5 | Aug-Dec |
| Sept 10 | 10% | 4 | Sept-Dec |
| Oct 8 | 25% | 3 | Oct-Dec |