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Payment Plan Benefits

Easy online enrollment

Flexible payment options

No interest

Make College Easier to Pay For with a Tuition Payment Plan.

Make college more affordable by paying for tuition and fees over time. Tuition payment plans break down your tuition balance into affordable monthly payments. There’s no interest, payment options are flexible, setup fees are affordable, and it’s easy to enroll!

Payment Plan Information

Payment Methods

  • Automatic bank payment (ACH)
  • Credit/debit card (An additional fee will be assessed)

Payments are processed automatically on the 5th or 20th of each month.

Cost to Participate

  • $35, $40, or $45 nonrefundable enrollment fee per semester depending on the number of payments
  • Up to a $30 nonrefundable fee if a payment is returned

Simple Steps to Enroll

  • Log in to myOFTC DASHBOARD
  • Click on the OFTC SOAR app
  • Locate the Financial Aid tile
  • Click on “View Balance/Pay”
  • Click “Pay Now”
  • Select desired term for payment
  • Select “Pay by Payment Plan with Nelnet”

Need some help setting up a payment plan?

*Note: This video tutorial is for demonstration purposes only. Your educational institution may offer options other than those shown in the video.

Target Dates To Enroll By

Fall 2025

Payment plans are available on July 07, 2025

Payers must have 50% of their balance paid and be current on the payment plan prior to the guarantee date. If not, the payment plan will be terminated on the guarantee date. All funds collected will be remitted to the institution. 

If additional charges are added after enrollment in the payment plan, payers must ensure that at least 50% of the updated tuition balance is paid by the guarantee date to remain eligible.

Online payments will not be allowed within one week of the guarantee date.

Guarantee Date: 09/15/2025

Last day to increase: 09/08/2025

Last day to decrease/terminate: 11/10/2025

Last Day to Enroll OnlineRequired Down PaymentNumber of PaymentsMonths of PaymentsEnrollment Fee
Aug 1133%4Aug-Nov$35
Aug 3050%3Sept-Nov$40
Sept 850%2Oct & Nov$45

Spring 2026

Payment plans are available on November 11, 2025

Payers must have 50% of their balance paid and be current on the payment plan prior to the guarantee date. If not, the payment plan will be terminated on the guarantee date. All funds collected will be remitted to the institution. 

If additional charges are added after enrollment in the payment plan, payers must ensure that at least 50% of the updated tuition balance is paid by the guarantee date to remain eligible.

Online payments will not be allowed within one week of the guarantee date.

Guarantee Date: 02/02/2026

Last day to increase: 01/26/2026

Last day to decrease/terminate: 03/31/2026

Last Day to Enroll OnlineRequired Down PaymentNumber of PaymentsMonths of PaymentsEnrollment Fee
Dec 2325%3Jan-March$40
Jan 2450%2Feb & March$45
Jan 2650%1March only$45

Summer 2026

Payment plans are available on March 31, 2026

Payers must have 50% of their balance paid and be current on the payment plan prior to the guarantee date. If not, the payment plan will be terminated on the guarantee date. All funds collected will be remitted to the institution. 

If additional charges are added after enrollment in the payment plan, payers must ensure that at least 50% of the updated tuition balance is paid by the guarantee date to remain eligible.

Online payments will not be allowed within one week of the guarantee date.

Guarantee Date: 06/08/2026

Last day to increase: 06/01/2026

Last day to decrease/terminate: 08/04/2026

Last Day to Enroll OnlineRequired Down PaymentNumber of PaymentsMonths of PaymentsEnrollment Fee
May 1125%3May-July$40
May 3050%2June & July$45
June 150%1July only$45

NOTE: All down payments and enrollment fees are processed immediately.