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Your life
with a little
less stress.
Payment Plan Benefits
Easy online enrollment
Flexible payment options
No interest
Make College Easier to Pay For with a Tuition Payment Plan.
Make college more affordable by paying for tuition and fees over time. Tuition payment plans break down your tuition balance into affordable monthly payments. There’s no interest, payment options are flexible, setup fees are affordable, and it’s easy to enroll!
Payment Plan Information
Payment Methods
- Automatic bank payment (ACH)
- Credit card/debit card
Payments are processed automatically on the 5th of the month.
Cost to Participate
- $32 nonrefundable enrollment fee per semester
- Up to $30 nonrefundable returned payment fee if a payment is returned
Simple Steps to Enroll
- Go to www.massbay.edu
- Log into Bay Navigator via One Login
- Click on the Student Finances and Aid tile
- Click on Make a Payment, then again on Make a payment and continue to NBS site
- NOTE: if you are not brought to Nelnet, you must disable your pop-up blocker
- You must be registered for classes for the term to be budgeted
Before you click the Submit button, please read carefully through the Final Review and the Terms and Conditions. An immediate e-mail will be sent (if an e-mail address was provided for the person responsible for payment) confirming the enrollment online.
Need some help setting up a payment plan?
Watch this short how-to video.
*Note: This video tutorial is for demonstration purposes only. Your educational institution may offer options other than those shown in the video.
Target Dates to Enroll By:
Summer 2025
Payment plan available on March 6, 2025
| Last day to enroll online | Required down payment | Number of payments | Months of payments |
|---|---|---|---|
| April 18 | 25% | 3 | May-July |
| May 25 | 30% | 2 | June & July |
Fall 2025
Payment plan available on July 8, 2025
| Last day to enroll online | Required down payment | Number of payments | Months of payments |
|---|---|---|---|
| July 25 | 10% | 4 | Aug-Nov |
| Aug 26 | 25% | 3 | Sept-Nov |
| Sept 15 | 30% | 2 | Oct & Nov |
Spring 2026
Payment plan available on November 7, 2025
| Last day to enroll online | Required down payment | Number of payments | Months of payments |
|---|---|---|---|
| Nov 26 | 10% | 4 | Jan-April |
| Dec 26 | 25% | 3 | Feb-April |
| Jan 26 | 30% | 2 | March & April |
NOTE: All enrollment fees and all down payments are processed immediately!