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Payment Plan Benefits

Easy online enrollment

Flexible payment options

No interest

Make College Easier to Pay For with a Tuition Payment Plan.

Make college more affordable by paying for tuition and fees over time. Tuition payment plans break down your tuition balance into affordable monthly payments. There’s no interest, payment options are flexible, setup fees are affordable, and it’s easy to enroll!

Payment Plan Information

Payment Methods

  • Automatic bank payment (ACH)
  • Credit card/debit card

Payments are processed on the 20th of each month.

Cost to Participate

  • $30 nonrefundable enrollment fee per agreements
  • Up to $30 nonrefundable returned payment fee if a payment is returned

Simple Steps to Enroll

• https://students.kctcs.edu (make sure any pop-up blockers are disabled)

• Click the Student Self-Service link and log in

• Click Account Balance Tile

• Click on Make a Payment

• Select Payment Plan Method-click on the drop down menu, select Set-up Official Payment plan and then click confirm

Note: The payment plan is not complete until the student reads and accepts Terms & Conditions, clicks the Authorize button, and receives confirmation.

Need some help setting up a payment plan?

Watch this short how-to video.

*Note: This video tutorial is for demonstration purposes only. Your educational institution may offer options other than those shown in the video.

Target Dates To Enroll By

Spring 2026

Payment plan available on October 1, 2025

Last day to enroll onlineRequired down paymentNumber of paymentsMonths of paymentsPayment dates
Jan 9none4Jan-April20th
Jan 2625%3Feb-April20th
March 1050%2March & April20th

Summer 2026

Payment plan available on March 1, 2026

Last day to enroll onlineRequired down paymentNumber of paymentsMonths of paymentsPayment dates
May 8none3May-July20th
May 2950%2June & July 20th

Fall 2026

Payment plan available on July 1, 2026

Last day to enroll onlineRequired down paymentNumber of paymentsMonths of paymentsPayment dates
Aug 7none4Aug-Nov20th
Aug 2825%3Sept-Nov20th
Oct 750%2Oct & Nov20th

Spring 2027

Payment plan available on October 1, 2026

Last day to enroll onlineRequired down paymentNumber of paymentsMonths of paymentsPayment dates
Jan 8none4Jan-April20th
Jan 2525%3Feb-April20th
March 950%2March & April20th

Summer 2027

Payment plan available on March 1, 2027

Last day to enroll onlineRequired down paymentNumber of paymentsMonths of paymentsPayment dates
May 7none3May-July20th
May 2850%2June & July 20th

NOTE: All down payments and enrollment fees are processed immediately!

*Students who are already registered are subject to cancellation if they haven’t enrolled in the payment plan by the cancellation date on the academic calendar.

Students who have not paid their tuition and charges or arranged for a payment plan on or before the college’s required payment date are subject to having their registration cancelled for non-payment. Consult your local college business office for college-specific required payment dates.

PAYMENT PLAN AVAILABILITY Availability of the payment plan is determined by Kentucky Community Technical College. Please be aware the College may elect not to have the payment plan available during specific times and dates during registration.

For additional information, call us at 855.465.2827.

BALANCE ADJUSTMENTS Please do not assume your balance will automatically adjust if financial aid is received or a class is dropped or added. You should review your agreement balance online.

Students:  If someone is paying on your behalf, you MUST first set them up as an Authorized Payer.

Authorized Payers:  If you are paying on behalf of the student, the student must access or set up their account first and then add you as an Authorized Payer.