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Drop the Tuition Payment Stress, Not the Class.
Payment Plan Benefits
Easy online enrollment
Flexible payment options
No interest
Make College Easier to Pay For with a Tuition Payment Plan.
Make college more affordable by paying for tuition and fees over time. Tuition payment plans break down your tuition balance into affordable monthly payments. There’s no interest, payment options are flexible, setup fees are affordable, and it’s easy to enroll!
Payment Plan Information
Choose your payment method
- Automatic bank payments (ACH)
- Credit/debit card
An additional fee may be assessed for using a debit/credit card
Scheduled payments are processed on the 1st and 16th of each month
Cost to participate
- $30 nonrefundable enrollment fee Monthly Plans
- $35 nonrefundable enrollment fee for Bi-Monthly Plans
- $50 nonrefundable enrollment fee for plans with 7 or more payments
- Up to $30 nonrefundable returned payment fee, if a payment is returned
Steps to enroll
- Go to sw.edu
- Log on to MySouthWest and click on SIS (Student Information System)
- Select “Account Details” on the Tuition & Payments tile
- Click on “Apply for a Payment Plan”
Before proceeding, please read the following:
Students: If someone is paying on your behalf, you MUST first set them up as an Authorized Payer.
Authorized Payers: If you are paying on behalf of the student, the student must set up their account first and then add you as an Authorized Payer.
- If you have used Nelnet before, simply Sign In to manage your account.
- If you are new to Nelnet, click on the “Create a username & password” button to create an online account.
Authorized Payers can log in here.
Encountering Issues? Clear browser cache, delete browser history, use browser privacy option (i.e. Chrome Incognito), use laptop (not mobile), disconnect VPN.
Note: All down payments and enrollment fees are processed immediately! If the down payment and/or enrollment fee payment fails the plan will be terminated.
Need some help setting up a payment plan?
Watch this short how-to video.
*Note: This video tutorial is for demonstration purposes only. Your educational institution may offer options other than those shown in the video.
Target Dates To Enroll By
Spring 2026
Payment plans available November 1, 2025
| Last day to enroll online | Required down payment | Number of payments | Months of payments | Payment dates |
|---|---|---|---|---|
| Monthly Plan | ||||
| December 5 | 15% | 5 | December-April | 16th |
| January 7 | 20% | 4 | January-April | 16th |
| February 5 | 30% | 3 | February-April | 16th |
| March 5 | 40% | 2 | March & April | 16th |
| April 7 | 50% | 1 | April only | 16th |
| Bi-monthly | ||||
| November 19 | 15% | 10 | December-April | 1st & 16th |
| December 22 | 20% | 8 | January-April | 1st & 16th |
| January 22 | 30% | 6 | February-April | 1st & 16th |
| February 19 | 40% | 4 | March & April | 1st & 16th |
| March 23 | 50% | 2 | April only | 1st & 16th |
Summer 2026
Payment plans available March 17, 2026
| Last day to enroll online | Required down payment | Number of payments | Months of payments | Payment dates |
|---|---|---|---|---|
| May 7 | 35% | 3 | May-July | 16th |
| June 5 | 50% | 2 | June & July | 16th |
| July 7 | 60% | 1 | July only | 16th |
Fall 2026
Payment plans available March 17, 2026
| Last day to enroll online | Required down payment | Number of payments | Months of payments | Payment dates |
|---|---|---|---|---|
| Monthly | ||||
| May 7 | 5% | 7 | May-Nov | 16th |
| June 5 | 10% | 6 | June-Nov | 16th |
| July 7 | 15% | 5 | July-Nov | 16th |
| August 6 | 20% | 4 | Aug-Nov | 16th |
| September 4 | 35% | 3 | Sept-Nov | 16th |
| September 30 | 50% | 2 | Oct & Nov | 16th |
| Bi-monthly available 10/1/2026 | ||||
| October 22 | 40% | 4 | Nov & Dec | 1st and 16th |
| November 19 | 50% | 2 | December only | 1st and 16th |
Spring 2027
Payment plans available November 1, 2026
| Last day to enroll online | Required down payment | Number of payments | Months of payments | Payment dates |
|---|---|---|---|---|
| Monthly Plan | ||||
| December 7 | 15% | 5 | December-April | 16th |
| January 7 | 20% | 4 | January-April | 16th |
| February 4 | 30% | 3 | February-April | 16th |
| March 5 | 40% | 2 | March & April | 16th |
| April 7 | 50% | 1 | April only | 16th |
| Bi-monthly | ||||
| November 19 | 15% | 10 | December-April | 1st & 16th |
| December 22 | 20% | 8 | January-April | 1st & 16th |
| January 21 | 30% | 6 | February-April | 1st & 16th |
| February 18 | 40% | 4 | March & April | 1st & 16th |
| March 23 | 50% | 2 | April only | 1st & 16th |