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Payment Plan Benefits

Easy online enrollment

Flexible payment options

No interest

Make College Easier to Pay For with a Tuition Payment Plan.

Make college more affordable by paying for tuition and fees over time. Tuition payment plans break down your tuition balance into affordable monthly payments. There’s no interest, payment options are flexible, setup fees are affordable, and it’s easy to enroll!

Payment Plan Information

Payment Methods

  • Automatic bank payment (ACH)
  • Credit card/debit card

Cost to Participate

  • $30 enrollment fee per semester (ACH & credit card)
  • $2 enrollment fee for an immediate full payment
  • Up to $30 returned payment fee if a payment is returned

Simple Steps to Enroll

  • Go to www.howardcc.edu/paymentplan to get information on how to enroll. For help logging in, contact the Technology Service Center at 443.518.4444.
  • Enroll in the Tuition Payment Plan by the payment due date posted by HCC
  • Enroll in Payment Plan for past due balance to avoid collection process

Need some help setting up a payment plan?

*Note: This video tutorial is for demonstration purposes only. Your educational institution may offer options other than those shown in the video.

Target Dates to Enroll By:

Fall 2025 Past Due

Payments are processed on the 1st or 15th of each month.

Payment plans available on September 24, 2025

This option is available until Required down paymentNumber of paymentsMonths of payments
Oct 2215%4Nov-Feb
Nov 1925%3Dec-Feb
Dec 1825%3Jan-March
Jan 2260%2Feb & March
Feb 1960%2March & April
March 1960%1April only

Winter/Spring 2026

Payments are processed on the 5th or 20th of each month.

Payment plans available on October 28, 2025

This option is available untilRequired down paymentNumber of paymentsMonths of payments
Nov 24none5Dec-April
Dec 815%4Jan-April
Dec 2225%4Jan-April
Jan 2625%3Feb-April
Feb 2325%2March & April

Winter/Spring 2026 Past Due

Payments are processed on the 1st or 15th of each month.

Payment plans available on February 24, 2026

This option is available untilRequired down paymentNumber of paymentsMonths of payments
March 1915%4April-July
April 2125%3May-July
May 2025%3June-Aug
June 1860%2July & Aug
July 1660%2Aug & Sept
Aug 2060%1September only

Summer 2026

Payments are processed on the 5th or 20th of each month.

Payment plans available on April 7, 2026

This option is available until Required down paymentNumber of paymentsMonths of payments
April 2315%4May-Aug
May 2125%3June-Aug
June 2225%2July & Aug
July 2350%1August only

Fall 2026

Payments are processed on the 5th or 20th of each month.

Payment plans available on April 7, 2026

This option is available until Required down paymentNumber of paymentsMonths of payments
May 21none 6June-Nov
June 22none5July-Nov
July 2315%4Aug-Nov
Aug 2425%3Sept-Nov
Sept 2225%2Oct & Nov

NOTE: All down and full payments are processed immediately!

Payment Plan for Past Due Balance may not remove financial hold until the full balance is paid but will hold the collection process.

Balance Adjustments

The total amount of your agreement is subject to change by the institution if you drop/add classes or if your financial aid awards are adjusted. A missed payment may effect your current and future enrollment. You can view/update your payment plan information online through myHCC.

11901 Little Patuxent Parkway – Columbia, MD 21044
443.518.1863 – www.howardcc.edu/paymentplan 

email: [email protected]