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Payment Plan Benefits

Easy online enrollment

Flexible payment options

No interest

Make College Easier to Pay For with a Tuition Payment Plan.

Make college more affordable by paying for tuition and fees over time. Tuition payment plans break down your tuition balance into affordable monthly payments. There’s no interest, payment options are flexible, setup fees are affordable, and it’s easy to enroll!

Payment Plan Information

Payment Methods

  • Automatic bank payment (ACH)
  • Credit card payments

Cost to Participate

  • $35 nonrefundable enrollment fee per quarter
  • Up to $30 returned payment fee each time a regularly scheduled payment is returned

Simple Steps to Enroll

  • Go to siena.edu/SAC
  • Log in to the SAC using your school credentials
  • Click on “Set Up a Payment Plan” on the summary page

Enroll Today

Need some help setting up a payment plan?

Watch this short how-to video.

*Note: This video tutorial is for demonstration purposes only. Your educational institution may offer options other than those shown in the video.

Target Dates to Enroll By

Fall 2025

Payment plan available on April 1, 2025

Last day to enroll onlineRequired down paymentNumber of paymentsMonths of payments
April 1-April 29none6May-Oct
April 1-May 29none5June-Oct
April 1-June 27none4July-Oct
April 1-July 30none3Aug-Oct
April 30-May 2116%5June-Oct
May 22-June 2033%4July-Oct
June 21-July 2350%3Aug-Oct
July 24-Aug 2133%2Sept & Oct
May 22-June 2020%4July-Oct
June 21-July 2340%3Aug-Oct
June 21-July 2325%3Aug-Oct
Aug 22-Sept 2266%1October only

Spring 2026

Payment plan available on October 1, 2025

 

Last day to enroll onlineRequired down paymentNumber of PaymentsMonths of payments
Oct 1-Oct 30none6Nov-April
Oct 1-Nov 26none5Dec-April
Oct 1-Dec 30none4Jan-April
Oct 1-Jan 29none3Feb-April
Oct 31-Nov 1916%5Dec-April
Nov 20-Dec 2233%4Jan-April
Dec 23-Jan 2250%3Feb-April
Jan 23-Feb 1933%2March & April
Nov 20-Dec 2220%4Jan-April
Dec 23-Jan 2240%3Feb-April
Dec 23-Jan 2225%3Feb-April

NOTE: Scheduled payments are automatically processed on the 1st of each month

All down payments and enrollment fees are processed immediately