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Payment Plan Benefits

Easy online enrollment

Flexible payment options

No interest

Make College Easier to Pay For with a Tuition Payment Plan.

Make college more affordable by paying for tuition and fees over time. Tuition payment plans break down your tuition balance into affordable monthly payments. There’s no interest, payment options are flexible, setup fees are affordable, and it’s easy to enroll!

Payment Plan Information

Payment Methods

  • Automatic payment from checking or savings account (ACH)
  • Automatic Payment from credit or debit card (Service Fee 2.85%)

Payments are processed automatically on the 5th of each month.

Cost to Participate

  • $34 enrollment fee per semester
  • $2 enrollment fee for an immediate full payment
  • $30 nonrefundable returned payment fee if a payment is returned

A $100 minimum balance is required to budget through the payment plan.

Simple Steps to Enroll

Enroll Today

  • Go to www.SMSU.edu and click on the menu button on the upper left side of the screen
  • Log in to E-Services with your Star ID and password
  • Click on Bills and Payments
  • Click on Nelnet/FACTS Payment Plan

Need some help setting up a payment plan?

*Note: This video tutorial is for demonstration purposes only. Your educational institution may offer options other than those shown in the video.

Target Dates To Enroll By

Fall 2024

Payment plans available on July 8, 2024.

Full payments may be made through October 29, 2024.

Last Day to Enroll OnlineRequired Down PaymentNumber of PaymentsMonths of Payments
July 2715% or $3004Sept- Dec
Aug 1none4Aug-Nov
Aug 2915% or $3003Oct- Dec

Spring 2025

Payment plans available on October 31, 2024.

Full payments may be made through February 3, 2025.

Last Day to Enroll OnlineRequired Down PaymentNumber of PaymentsMonths of Payments
December 2415% or $3004Jan-April
January 2none4Jan-April
January 2715% or $3003Feb-April

Summer 2025

Payment plans available on April 1, 2025.

Full payments may be made through May 27, 2025.

Last Day to Enroll OnlineRequired Down PaymentNumber of PaymentsMonths of Payments
May 2715% or $3002June & July

NOTE:  All down payments and enrollment fees are processed immediately!

Balance Adjustments

Please do not assume your balance will automatically be adjusted if financial aid is received or a class is dropped or added. You should review your agreement balance online through the Nelnet Payment Plan or call the Southwest Minnesota State University Business Office at 507.537.7117 to confirm the change.