Payment Plan Benefits

Easy online enrollment

Flexible payment options

No interest

Make College Easier to Pay For with a Tuition Payment Plan.

Make college more affordable by paying for tuition and fees over time. Tuition payment plans break down your tuition balance into affordable monthly payments. There’s no interest, payment options are flexible, setup fees are affordable, and it’s easy to enroll!

Payment Plan Information

Payment Methods

• Automatic bank payment (ACH)
• Credit/debit card

Cost to Participate*

• $45 per semester or $65 annual nonrefundable enrollment fee (ACH & credit/debit card)
• $30 returned payment fee if a payment is returned
*The $30 fee for returned payment applies to returned monthly installment payments.

Simple Steps to Enroll in the Payment Plan

Students:
  • Log into your SPIRE account at https://www.umass.edu/
  • Click on View/Pay Bill
  • Select Payment Plan in the QuikPAY menu
Authorized Payers:

*Before you click on the Submit button, please read carefully through the Final Review and the Terms and Conditions. An immediate e-mail will be sent (if an e-mail address was provided) confirming enrollment.

Enroll Today

Target Dates To Enroll By

Undergrad Fall 2019 / Spring 2020 Annual Payment Plan

Payment Plan available on July 8, 2019

Enrollment DateRequired Down PaymentNumber of PaymentsMonths of Payments
Through August 8thnone10Aug-May 10th
August 9th-September 6th20% of Fall9Sept-May 10th
September 7th-October 8th40% of Fall8Oct-May 10th
October 9th-October 10th60% of Fall7Nov-May 10th

Undergrad Fall 2019 Single Semester Plan (Fall ONLY)

Payment Plan available on July 8, 2019

Enrollment DateRequired Down PaymentNumber of PaymentsMonths of Payments
Through August 8thnone5Aug-Dec 10th
August 9th-September 6th20%4Sept-Dec 10th
September 7th-October 8th40%3Oct-Dec 10th
October 9th-October 10th60%2November & December 10th

Undergrad Spring 2020 Single Semester Plan (Spring ONLY)

Payment Plan available on November 8, 2019

Enrollment DateRequired Down PaymentNumber of PaymentsMonths of Payments
Through January 8thnone5Jan-May 10th
January 9th-February 5th20%4Feb-May 10th
February 6th-March 6th40%3March-May 10th
March 7th-March 10th60%2April & May 10th

Graduate/CPE Fall 2019 Single Semester Plan (Fall ONLY)

Payment Plan available on July 8, 2019

Enrollment DateRequired Down PaymentNumber of PaymentsMonths of Payments
Through September 6thnone4Sept-Dec 10th
September 7th-October 8th25%3Oct-Dec 10th
October 9th-October 10th50%2November & December 10th

Graduate/CPE Spring 2020 Single Semester Plan (Spring ONLY)

Payment Plan available on November 8, 2019

Enrollment DateRequired Down PaymentNumber of PaymentsMonths of Payments
Through February 5thnone4Feb-May 10th
February 6th-March 6th25%3March-May 10th
March 7th-March 10th50%2April & May 10th

NOTE: All down payments and enrollment fees are processed immediately!